Lifestyle, Money Mindset, Personal Finance

What We Did With A $6K Pay Rise

Hello friends,

In September and October this year, my partner and I both received a pay rise in our respective jobs. As you may have guessed from the title, it was approximately $3000 each – a $6000 increase in our joint gross income. Hooray!

Today I’ll be sharing with you what we did with our extra income and how we chose to be mindful with this money.

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Personal Finance

Money Habits I Nailed in My 20’s

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Hi friends,

I’m glad a lot of you enjoyed Money Mistakes I Made in My 20’s!

Today, I’m back with another reflective post. After sharing my financial regrets, I’ll be sharing with you mindful money habits I’ve done right – from my teens to mid 20’s.

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Budgeting, Money Mindset, Personal Finance

How I Got 10% More of My Pay

Hi friends,

Recently, I discovered a way to get 10% more of my pay. Not to be confused with getting 10% more pay, I made a few simple changes over the last few months to get 10% more of what I already earn. Today I’d love to share with you how I did it, and how you can too.

It all started when I made a mindful habit of reading my payslips. One day, I realised that there was a large discrepancy between my gross income and my take-home (net) income – specificially that I was receiving about 74% of my salary in my weekly pay. To give you an idea, here’s the same percentage based on different salaries:

If your salary is $52,000, making your gross weekly salary $1000, you would be receiving a net weekly salary of $740.

If your salary is $60,000, making your gross weekly salary $1154, you would be receiving a net weekly salary of $854.

If your salary is $45,000, making your gross weekly salary $865, you would be receiving a net weekly salary of $640.

Quite a difference, isn’t there?

With some easy steps, I managed to close the gap and lessen the difference between what I ‘earn’ and what I receive. I’d like to make a small disclaimer and highlight that these were personal decisions. With that, here are the steps I took.

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Lifestyle, Money Mindset, Personal Finance, Purpose & Passion

The Six Ways I’ve Made Money This Year

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Hi friends,

It’s only the end of September, yet so far, 2018 has been a very interesting year for me – in life, in love, and in finances. A few years ago, like most people, I worked full-time and had one income, but this year so far, I’ve earned income from several different sources – six to be exact. Today I’ll share with you these six ways I’ve made money this year.

First, let me take you back to last year, 2017 – where I lay the foundations for where I am today. Let’s go in quarters, shall we?

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Lifestyle, Money Mindset, Purpose & Passion

Why I Quit The 9-5

Put a value on your time, and start measuring your wealth not in money but in freedom. – The Financial Diet

Hi friends, and welcome to Mindful with Money! 

I created this blog because I’ve always been curious about all things personal finance, as well as minimalism, mindfulness, and conscious living – which are all, of course, holistically connected back to you and your relationship with money. You’ll get to know me really well on this blog, but I thought a good place to start today would be to introduce me – or rather, my life – as a whole, and what it looks like.

I’m currently in my 20’s, living in Auckland, New Zealand. I used to work full-time, but now, I work part time/casually and find myself with what feels like endless amounts of free time. Just a year ago, I was working full-time in the Auckland CBD; the regular 9 to 5 in a corporate office environment, and now I can not see myself doing that again – at least, not for a while.

“But, why?”

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